Financial operations for growing Indian businesses.
A finance operations platform that connects bank accounts, invoicing, payables and reconciliation so founders and finance teams see real cash — not last month's spreadsheet.
SMEs with 20–500 people typically manage money across three or four bank logins, an accounting package, a payment gateway and a shared sheet. Cash position is always a day stale, overdue invoices are found late, and month-end reconciliation eats a week.
Cashlume pulls transactions from connected accounts, matches them to invoices and bills automatically, and surfaces what needs a human. Approvals move to mobile with maker-checker rules.
Real interface states, drawn as working UI — not stock illustrations. Switch between screens.
Cash, receivables, payables and runway with a forecast line and an insight that leads to an action.
Receivables by status with overdue days surfaced, filters and export.
Bank lines matched to records with confidence — humans only review what the system is unsure about.
Payment approvals on the go with maker-checker and biometric confirmation.
Account Aggregator / bank API connections with scheduled sync and a manual statement upload fallback.
Rule + similarity matching of bank lines to invoices, bills and settlements, with a review queue for low-confidence matches.
GST-compliant invoices, payment links, and reminder sequences on email and WhatsApp.
Bill capture, approval chains by amount and department, and scheduled payouts.
13-week forecast from receivables, recurring payables and payroll, with scenario toggles.
Two-way sync with Tally and Zoho Books so the accountant keeps their tools.
Granular roles, maker-checker, and an immutable audit log of every financial action.
Natural-language questions over the ledger — “what did we spend on logistics last quarter?” — with the query shown.
Business email, GSTIN lookup pre-fills company details.
Consent-based bank connection; first 90 days imported.
Cash position and overdue receivables appear within minutes.
Approve reconciliations, send reminders, schedule payouts.
Month-end close becomes a review, not a project.
A stack chosen for this product's constraints — realtime, offline, compliance or AI — not a default template.
If this were your product, this is the scope we'd propose for a first release that proves value — with everything else in a ranked backlog.
About outcomes. Cashlume is a concept product, so we don't publish usage or performance numbers for it. When we show client work, it will come with real, verifiable outcomes.
An AI support agent that knows your business and asks before it acts.
A CRM that tells the team what to do next.
Run cohort-based courses without stitching six tools together.
Tell us about your users and the problem. We'll come back with how we'd approach it and what a first version could include.